Functional Payments Business Analyst

Project overview

Tasks and Responsibilities

Required Skills

TRAVIC-Payment-Hub Focus

Desirable Skills

Expected Results / Deliverables

Selection Criteria for Provider Profiles

Seniority Medior / Senior

Experience 4–8 years

Deployment Model Hybrid in Germany

Language German C2, English B2+

• Analysis and documentation of requirements, processes, business rules, user stories, and acceptance criteria.
• Detailing of payment flows from receipt through processing and clearing to booking and reconciliation.
• Support with data and message mapping, test case derivation, test data, and defect triage.
• Maintenance of backlog, traceability, decision, and project documentation.
• Collaboration with Product Owner, architects, engineers, and test teams in agile ceremonies.
• Experience as a Business Analyst or IT Analyst in payment processing.
• Good knowledge in at least three areas: SEPA, Instant Payments, RTGS, ISO 20022, Clearing & Settlement, Open Banking, or Payment Replatforming.
• Practical experience in user stories, process analysis, functional design, and test support.
• Structured communication with business and IT stakeholders.
• Practical experience with PPI TRAVIC-Payment Hub is required; pure payment domain knowledge without product experience is not sufficient.
• Ability to clearly document TRAVIC-related requirements and configuration needs.
• Knowledge of typical interfaces, error scenarios, and functional control points along the TRAVIC processing.
• BPMN, Jira, Confluence, Visio, or comparable tools.
• Basic knowledge of SQL, API testing, or Swagger/OpenAPI.
• Experience in German-speaking, regulated project environments.
• Detailed user stories and acceptance criteria.
• Functional process and mapping documentation.
• Test case foundations, test data requirements, and defect analyses.
• Current traceability and comprehensible decisions.
• Concrete TRAVIC tasks and own hands-on contribution in the profile.
• Assignment of experience to schemes, process steps, and artifacts.
• Indication of German and English language skills according to CEFR.

Project details

• Start: 2026-11
• Duration: 18 Monate
• Remote: hybrid
• Location: München, Deutschland, DE
• Languages: German