Team Lead AML / Head of AML/CFT & Banking Compliance

Project overview

Take charge of a compliance system at the heart of a next-generation bank's challenges.

As a temporary replacement, we are looking for an AML Team Lead / Head of AML/CFT to manage financial security and compliance activities within a technologically advanced banking institution.

As a key reference for AML and AML/CFT matters, you will play a central role: ensure risk management, secure customer onboarding processes, support operational teams, and evolve control systems. You will also supervise an AML Analyst and be a key contact for various business departments.

Mission Information

Your Role: Manage, Secure, and Advance the AML System

You will take operational responsibility for the AML and compliance scope for the duration of the replacement. In this capacity, you will combine regulatory expertise, decision-making ability, operational supervision, and team support.

Skills and Experience Required

Expected Qualities

Profile Sought

We are looking for an experienced banking compliance professional, capable of quickly taking on the role and ensuring real continuity in the management of the AML system.

Beyond regulatory mastery, you know how to make decisions, defend your choices, and find the right balance between risk management, compliance requirements, and business realities.

You appreciate human-scale environments, cross-functional organizations, and structures where compliance works closely with business teams, risk functions, and technical teams.

Work Environment

A Mission with High Responsibility

This mission is for a professional who wants to apply their expertise to a demanding compliance system, with a real role in management and decision-making.

You will have the opportunity to fully take ownership of an AML scope, support a colleague in their daily work, and directly contribute to the robustness of the financial security practices of an evolving banking institution.

• Location: Paris / Île-de-France
• Start Date: Early February 2027
• Duration: Approximately 7.5 months, until mid-September 2027 (possible extension until end of September)
• Expected Availability: Early February 2027, for a period until mid-September 2027 approximately.
• Collaboration Type: Fixed-term contract for replacement or freelance service
• Salary (CDD): €70,000 gross per year, depending on profile
• Daily Rate (Freelance): €570 excluding tax
• AML/CFT, KYC, and Customer Risk Management Expertise
• Analyze and arbitrate complex derogation requests submitted by sales teams: specific accounts, foreign companies, capital increases or deposits, and atypical situations.
• Review and validate tax analyses related to customer onboarding files, particularly concerning FATCA and CRS regulations.
• Supervise periodic KYC review campaigns, in coordination with Account Management and Middle Office teams.
• Ensure the proper application of regulatory requirements for customer knowledge and due diligence.
• Manage CRS-FATCA annual declarations and contribute to compliance with reporting obligations.
• Operational Supervision and Management
• Supervise and support an AML Analyst on a daily basis: file monitoring, arbitration, advice, and knowledge sharing.
• Organize regular one-on-one meetings and ensure operational priorities are tracked.
• Guarantee the quality and consistency of analyses produced by the unit.
• Administer compliance tools and coordinate with specialized solution providers.
• Permanent Control and Continuous Improvement
• Deploy and conduct permanent controls on AML and compliance processes.
• Evaluate the relevance and effectiveness of existing controls.
• Propose new controls or adapt systems based on evolving risks and regulatory requirements.
• Analyze detected anomalies with operational teams and manage corrective action plans.
• Ensure traceability of controls and the quality of audit trails.
• Governance, Committees, and Regulatory Relations
• Prepare and contribute to monthly Risk and Internal Control Committees (CRCI) as well as quarterly Audit and Risk Committees (CAR).
• Participate in the production of regulatory reports, particularly for the ACPR.
• Contribute to discussions with banking sector bodies and professional groups on AML/CFT and fraud topics.
• Formalize analyses and summaries necessary for disseminating best practices within the organization.
• Document Governance, New Products, and Training
• Maintain the documentation corpus: policies, charters, procedures, and operating methods.
• Provide your AML/CFT expertise to project teams during the development of new products or services.
• Assess compliance risks associated with offering evolutions and formulate appropriate recommendations.
• Manage the AML/CFT training program: onboarding, periodic training, evaluation tracking, and regulatory dashboards.
• Minimum 5 to 7 years of experience in banking compliance and/or AML/CFT, ideally within a credit institution.
• Experience with business clients: SMEs, companies, FinTechs, or financial institutions.
• Solid understanding of the AML/CFT regulatory framework, KYC obligations, sanctions, and asset freezing.
• Good knowledge of FATCA / CRS regulations and Tracfin reporting obligations.
• Experience as a Tracfin declarer or correspondent, current or past.
• Proven experience in designing and conducting permanent controls.
• Initial experience in managing or supervising AML/KYC analysts.
• Ability to write and maintain procedures, policies, and compliance documents.
• Proficiency in quantitative data analysis, monitoring indicators, and producing reports.
• Autonomy and ability to be quickly operational.
• Rigor, method, and decision-making skills.
• Excellent interpersonal skills and ability to communicate with diverse stakeholders.
• Pedagogical approach and enjoyment of knowledge sharing.
• Ability to manage multiple priorities and handle sensitive situations.
• Written communication skills, attention to detail, and requirement for traceability.

Project details

• Start: 31/01/2027
• Duration: 8 mois renouvelable
• Remote: hybrid
• Location: Paris, France, FR
• Languages: French