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Knowledge Base

Guides on taxes, insurance, contracts, rates and finding clients, written for freelancers in Germany and Europe.

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The evergreen guides most freelancers come for.

177 articles · Newest first

All topics Client acquisition 82 Legal 48 Finances 42 studie 22 Taxes 22 AI 21 Mindset 21 Freelance Challenges 20 Growth Strategy 20 Future of Work 19

Lisette Sutherland on What Sucks and What Thrives in Remote Freelancing (Ep. 70)
Twenty years of Money Monday, a 10% no-bureaucracy discount and a 15-minute speed-networking format. Lisette Sutherland on remote freelancing.
Remote Work
Blago Yanakiev
Oct 27, 2026
Occupational Disability Insurance for Freelancers in Germany 2026: Why the State Will Not Catch You
Three years of compulsory contributions in the last five. Most freelancers have zero. What a BU costs in 2026, and the tax catch.
Insurance
Marc Clemens
Oct 26, 2026
A LinkedIn Profile That Brings Freelance Clients in 2026: Services Page, Headline, About
A sourcing trainer with 550 recommendations has not made a cold call in five years. Her profile does the work. Here is how it is built.
Client acquisition
Blago Yanakiev
Oct 23, 2026
Agentic Loops for Freelancers: The Finish Line Is the Product
A loop runs until a checkable goal is met. For a freelancer the goal card, the referee and the final check are what the client pays for.
AI
Marc Clemens
Oct 22, 2026
How to Write a Freelance Quote in Germany (Angebot): Rules and Template 2026
Your quote binds the moment the client says yes, signature or not. The seven lines they read first, the law in plain words, and a template.
Pricing
Blago Yanakiev
Oct 20, 2026
Tax Return for Freelancers in Germany 2026: Forms, Deadlines and the Anlage EÜR
31 July 2026 has passed. Without an adviser you are late on the 2025 return, but the mandatory surcharge only starts in March 2027.
Taxes
Marc Clemens
Oct 19, 2026
Financial Freedom for Freelancers: Jan-Ole Fürl's F.R.E.I. Method at FUN25
500 euros a month for 30 years, and the interest outweighs what you paid in. An ex-SAP freelancer's four steps to money that works for you.
Finances
Marc Clemens
Oct 16, 2026
Freelance Job Boards in Germany 2026: Every Platform Worth Using, Sorted by How It Charges
Three fee models, 25 boards, one rule: a portal that is free to join and a marketplace taking 20 % are not on the same list.
Client acquisition
Blago Yanakiev
Oct 15, 2026
Steuernummer, Steuer-ID, USt-IdNr and W-IdNr: Which Number Goes Where for Freelancers
Four tax numbers, two authorities, one rule for the invoice. Only one of the four is for life, and it never belongs on a bill.
Taxes
Marc Clemens
Oct 12, 2026
Freelancer or Employee? How to Convert a Salary into a Day Rate (and Back) in 2026
€800 a day is not a €200,000 salary. Once you count 187 billable days, the employer's 21 % and the sick days, it is closer to €110,000.
Pricing
Marc Clemens
Oct 8, 2026
Invoicing Tools for Freelancers in Germany 2026: Which Ones Really Handle E-Invoices
Ten invoicing tools, prices from €0 to €39 a month, and one trap: not every 'e-invoice' feature on a pricing page is a real XRechnung.
Taxes
Marc Clemens
Oct 5, 2026
The DACH Freelance Market in Q3 2026: What Clients Asked For, What They Paid, Where the Work Was
25,317 freelance postings for DE, AT and CH in one quarter: the skills, the hourly rates, the remote share and the AI line that keeps rising.
studie
Blago Yanakiev
Oct 1, 2026

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