Freelance Job Scams in 2026: The Seven Patterns and the Five-Minute Check
The dangerous scam of 2026 does not ask you for money. It asks you to verify your identity. Seven patterns, one five-minute routine.
Freelance Challenges
Blago Yanakiev
9am for freelancers
Knowledge Base
Guides on taxes, insurance, contracts, rates and finding clients, written for freelancers in Germany and Europe.
177 articles · Newest first
Freelance Challenges 20 articles
Slow Down: Mario Zechner's Coding-Agent Warning, Read as a Freelance Developer
Agents compound errors, and the delayed pain is yours. Why a warranty clause turns a keynote warning into a freelance pricing problem.AIBlago Yanakiev
No Ambition: Why Germany Announces Reforms Nobody Feels, and Who Profits
152 measures in the subjunctive, a new tax bracket €30,000 above the old one, 44% for the AfD. Three examples, one pattern.Freelance Challenges
Marc Clemens
Germany's Leaked Freelancer Status Reform: What 'New Self-Employment' Would Cost You
Legal certainty in exchange for 16.74% of every invoice: what the leaked 'new self-employment' draft asks, and where it stands today.LegalMarc Clemens
Germany Extends § 127 SGB IV to End of 2027: One More Year for Freelance Teachers, Nothing for Anyone Else
Freelance teachers get one more year before reclassification, with a fresh signature for 2027. Everyone else: read the last section.LegalMarc Clemens
Werkvertrag or Dienstvertrag: Which Freelance Contract Type Protects You, and Where the Label Stops Helping
Two contract types, two payment triggers, one audit test that ignores both labels. How to pick, and which clauses to strike before you sign.LegalMarc Clemens
Self-Employed Mood 2026: Record Existential Fear, No Respect, and the Four Things You Still Control
21.2% of Germany's self-employed fear for their existence, a record. Nine in ten feel ignored by politics. Four levers stay with you.Freelance ChallengesBlago Yanakiev
Safety Nets for Freelancers in Germany: The Three-Month Window, Unemployment Insurance and the New Grundsicherung
Three months after going solo you can buy unemployment insurance for about €103 a month. Miss it and the fallback is the new Grundsicherung.Insurance
Yurii Lazaruk
Switzerland Said No, Germany Says Maybe: Who Counts as Self-Employed in Four Countries
Same contract, four verdicts: Germany, Switzerland, Austria and the Netherlands decide differently who is self-employed. Check yours.LegalMarc Clemens
The EU Platform Work Directive Applies From 2 December 2026: What Changes for Freelancers
From 2 December 2026, the EU can presume platform freelancers are employees. Who it hits, who it skips, and the check to do now.LegalMarc Clemens
The Freelance Gender Gap in 2026: 3.2% Full-Time, 20% Part-Time
The freelance pay gap fell to 6.2%. Split the sample and it is 3.2% for full-timers and 20% for part-timers. Same market, two stories.PricingYurii Lazaruk
Stop Copying Successful Freelancers: Build a Business That Fits You
Copying a top freelancer's playbook and still stuck? Nicoline Huizinga says the formula isn't the problem. The fit is.MindsetBlago Yanakiev
