Hybrid Freelancing Is Not a Compromise, Unless You Treat It as One
7 in 10 German founders start alongside a job. New research shows what separates the version that pays off from the one that burns you out.
Mindset
Yurii Lazaruk
9am for freelancers
Knowledge Base
Guides on taxes, insurance, contracts, rates and finding clients, written for freelancers in Germany and Europe.
177 articles · Newest first
Article 50 of the EU AI Act: What Freelancers Have Had to Label Since 2 August 2026
Since 2 August 2026, AI labelling rules apply to solo businesses too. What you must label, what counts as human review, the clause to add.AI
Marc Clemens
Freelancing After 50 in DACH: 44% Are Already There, and 85% Would Do It Again
A third went freelance because nobody would hire them at 50. 85% would do it again. What the market pays for, and what it filters out.Future of WorkYurii Lazaruk
Can AI Be Creative? What the 2026 Research Says, and What It Means for Creative Freelancers
AI now beats the average human on creativity tests. The top 10% of humans still beat every model. Guess which half clients pay for.AIYurii Lazaruk
The Science of Quoting: Why €4,850 Beats €5,000
€4,850 beats €5,000: precise quotes get smaller counter-offers and read as expert. The research, the limit, and how to write yours.Pricing
Blago Yanakiev
The Entry-Level Squeeze: Companies Stopped Hiring Juniors, and Freelancers Should Care
Companies stopped hiring juniors in AI-exposed jobs (-19%). Why that is an opening for experienced freelancers, and a warning for starters.AIBlago Yanakiev
What Clients Went Shopping For in 2026: Fiverr and Malt Data, and What to Put on Your Profile
Searches for Claude Code up 938%, Canva up 403%, JavaScript profiles down by half. Two platforms' data, one profile rewrite this quarter.AIBlago Yanakiev
Use AI Without Losing Your Edge: The Confidence Study, and the Context File That Keeps You in Charge
Copy-pasting AI output lowers your confidence in your own work, and the dip outlasts the session. Drafting first does not. The setup.AIBlago Yanakiev
Switzerland Said No, Germany Says Maybe: Who Counts as Self-Employed in Four Countries
Same contract, four verdicts: Germany, Switzerland, Austria and the Netherlands decide differently who is self-employed. Check yours.LegalMarc Clemens
Freelancers Are Twice as Lonely as Everyone Else. Here Is What Actually Helps
Freelancers are lonely 2.5 times as often as everyone else. The research on what actually helps (hint: it is not the evening meetup).WellbeingYurii Lazaruk
The Künstlersozialkasse in 2027: Who Gets In, What It Costs, and the €450 Figure That Is Two Steps Out of Date
The KSK pays half your social insurance if you qualify. The levy goes back to 5.0% in 2027, and the old €450 line is now €1,000.InsuranceMarc Clemens
EU AI Act Article 4: The AI Literacy Duty Got Softer, Not Smaller. What a Freelancer Still Does
Brussels rewrote the AI training rule in July 2026. You still count as a deployer, and a one-page note covers you. No certificate needed.AIMarc Clemens
